Episodes

Monday Oct 24, 2022
Market Segment: Positive Week for the Markets
Monday Oct 24, 2022
Monday Oct 24, 2022
Last week there was finally some positive movement in the markets as all major indexes finished the week up over four percent. Does this mean that the current bear market is almost over? Find out the answers to your questions in this week's Market Recap.

Monday Oct 17, 2022
The Bear Market Quiz: Do You Know More Than an Eighth Grader?
Monday Oct 17, 2022
Monday Oct 17, 2022
With the stock market volatility this year, there’s no shortage of whispers—and shouts—that we’re in a bear market and/or recession. Inflation is on many people’s minds. What is a bear market, and what do you need to know about them? What can you do right now to protect yourself? Can you recover this late in the game? Are you still able to retire, even though your 401(k) may be down 30% or more?
This has been a very interesting year. Bonds are down over 15% year to date. The S&P and NASDAQ are in bear market territory. It's a very interesting bear, not your normal bear. And you get all these people talking about new things that are happening—and of course, that's when everyone starts to get nervous. We're doing a quiz today about what bear markets are, how long they last, and what else should you know.
Hear some facts and myths about bear markets on this episode, The Bear Market Quiz: Do You Know More Than an Eighth Grader?
Answer questions like:
- How are bear markets determined?
- Which factors are likely to cause bear markets?
- How often do bear markets occur?
- How long do they last?
You can send your questions to questions@pyaradio.com for a chance to be answered on the air.
Hands-free listening: https://libertygroupllc.com/voice/
Attend an event: http://pyaevents.com/
Liberty Group website: https://libertygroupllc.com/
Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/?month=2022-10

Monday Oct 17, 2022
Market Segment: Another Week of Significant Volatility
Monday Oct 17, 2022
Monday Oct 17, 2022
It was another volatile week for the markets, with the S&P finishing the week up and the NASDAQ and Dow both in the negative. This volatility has a lot of people rattled, so what happened and why was last Thursday such a rollercoaster? Find out what you need to be looking out for in this week's Market Recap.

Monday Oct 10, 2022
Aid & Attendance Benefits for Veterans + Three Possible Changes to RMDs
Monday Oct 10, 2022
Monday Oct 10, 2022
It's not a matter of if your health fails but when your health fails. And when it does, the people you love are the ones who pay the biggest price. It'll be your spouse and/or your kids who will have to care for you and who are left holding the bag on the medical bills that are oftentimes enough to completely wipe someone out. The Sandman has a strategy for veterans called Aid & Attendance Benefits to get additional financial assistance from the Veteran’s Administration.
Also, as if RMDs aren’t confusing enough for retirees, Congress is considering 2 new bills that could have an impact on your RMDs. Could your RMDs be affected? If you’re RMD age (which is 72 by the way) or you will be RMD age in the next 5–10 years, this show is for you.
Important changes could include:
- The age when RMDs are required to begin
- Penalties for missed RMDs
- Using QLACs to shield retirement funds from RMDs
Hands-free listening: https://libertygroupllc.com/voice/
Attend an event: http://pyaevents.com/
Liberty Group website: https://libertygroupllc.com/
Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/?month=2022-10

Monday Oct 10, 2022
Market Segment: Volatility Alive and Healthy
Monday Oct 10, 2022
Monday Oct 10, 2022
This past week the Dow was off almost 20 percent for the year and the S&P was still off over 23 percent. This shows that volatility is here to stay in the near future. What factors are leading this current wave of volatility in the markets? Find out in this week's Protect Your Assets Market Recap.

Monday Oct 03, 2022
Monday Oct 03, 2022
A new poll out points to some surprising trends on how people are thinking and feeling about money in retirement these days. Find out what your peers may be worrying about and, more importantly, what you can do right now to remove that worry in your life.
Hear The Sandman’s answers to questions like:
- How can you account for inflation in your retirement plan?
- What are some potential sources of retirement income you can capitalize on now?
- How can you create your own pension?
- Is Social Security financially viable over the long term?
- What strategy can you employ to withdraw money in retirement each year to reduce the likelihood that you’ll run out of money?
We believe that instead of being consumed by worry, it's better to take action—take steps to reduce that worry and put you back in control. Wouldn't that feel better? To regain a sense of control amidst all of this chaos, stay tuned as we talk about this new retirement money poll: what people are worried about and what you should be doing about it right now.
Link to Kiplinger poll: https://www.kiplinger.com/retirement/605176/a-kiplinger-athene-poll-retirees-are-worried-about-money
Register for a workshop: https://libertygroupllc.com/attend-an-event/
Liberty Group website: https://libertygroupllc.com/
Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/?month=2022-10

Monday Oct 03, 2022
Market Segment: Market Continues to Fall
Monday Oct 03, 2022
Monday Oct 03, 2022
The third quarter ended last week and the market hit lows for the year as all major indexes are down over 20 percent. How deep will this economic downturn be? Find out what you should be looking out for in the days ahead in this week's Protect Your Assets Market Recap.

Monday Sep 19, 2022
Variable Annuities in Retirement
Monday Sep 19, 2022
Monday Sep 19, 2022
There may not be a financial product that is surrounded by more confusion and misinformation than annuities. It is important that you zero in on the misunderstood facts about variable annuities and potentially expose their darker side. Don’t get exposed to high fees and get talked into a variable annuity only to regret it later. Find out what you need to know about variable annuities before it is too late in this episode of Protect Your Assets.

Monday Sep 19, 2022
Market Segment: Another Tough Week for the Market
Monday Sep 19, 2022
Monday Sep 19, 2022
It was another rough week for the markets as all major indexes finished down over four percent. Oil is slowly pulling back and bonds are off twelve percent year to date. So what should you do going forward? How did the consumer price index impact the market? Find out in this week’s Protect Your Assets market recap.

Tuesday Sep 06, 2022
Teaching your Kids about Money
Tuesday Sep 06, 2022
Tuesday Sep 06, 2022
Teaching our kids about earning and saving money is an important life skill that can pay huge dividends in their future. Starting the conversation can be difficult as you may not know where to begin. Find out six things you need to teach your children when it comes to finances in this episode of Protect Your Assets.