Episodes

Monday Nov 14, 2022
Monday Nov 14, 2022
Federal government employees, including members of the armed forces, have access to a tax-deferred retirement and investment vehicle called the Thrift Savings Plan (TSP). If you're not using it in the right ways, it can be costly for you. Like a good education, it only helps if you use it. This episode shares five common mistakes people make with their TSP—costly mistakes that you could be making right now. If you or your loved ones have a TSP or are in service of the federal government, listen to this entire show as we expose the risks of the G Fund and more and how to fix them.
Plus, catch the weekly market report where The Sandman discusses if inflation is cooling and if better times are ahead for the 60-40 portfolio, which was down 21% last month—losses we haven't seen since 2008.
You can send your questions to questions@pyaradio.com for a chance to be answered on the air.
Catch up on past episodes: http://pyaradio.com
Interact with Protect Your Assets on Amazon Alexa: https://libertygroupllc.com/voice
Liberty Group website: https://libertygroupllc.com/
Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/?month=2022-11

Monday Nov 07, 2022
Market Segment: 3 Events That Rocked the Rally
Monday Nov 07, 2022
Monday Nov 07, 2022
The markets had a negative week this past week, but why? What rocked the rally? There are three reasons: 1) The Fed's decision to raise the Fed funds rate by 0.75%, bringing the rate from near zero to 4.0% this year, and 2) the recent JOLTS report, and 3) PMI - manufacturing index results. Hear a more detailed analysis of the stock market and economy in this week's market segment.

Monday Nov 07, 2022
7 Questions to Ask Your Parents About Their Finances and Estate Plan
Monday Nov 07, 2022
Monday Nov 07, 2022
If you have older parents, you may be wondering if they are going to be okay, not only financially, but also if something happens to them health-wise. Talking to your parents about their money and estate plan can be tough for a variety of reasons. Since Thanksgiving is a couple of weeks away, it’s a good idea to start preparing for a talk with your parents about their finances, especially if it's likely that you're going to be the one in the family who's going to be taking care of them. Here are seven questions to ask your parents to help get that conversation started.
You can send your questions to questions@pyaradio.com for a chance to be answered on the air.
Catch up on past episodes: http://pyaradio.com
Attend an event: http://pyaevents.com/
Connect with us on Amazon Alexa: https://libertygroupllc.com/voice/
Liberty Group website: https://libertygroupllc.com/
Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/?month=2022-11

Monday Oct 31, 2022
Market Segment: The Tale of Two Markets
Monday Oct 31, 2022
Monday Oct 31, 2022
After an interesting rally the last few weeks, the markets, bonds, and oil all ended up for the week, but the S&P 500 and Nasdaq are still in bear market territory. Why? This market segment covers year-to-date numbers, the impact of heavy weighting in tech, and some signs that the Fed’s actions against inflation are starting to work.

Monday Oct 31, 2022
Five Tricks, Not Treats, Financial Advisors May Use to Dupe You
Monday Oct 31, 2022
Monday Oct 31, 2022
If you've wondered about bad investments, excessive fees, or getting duped by fraudsters, this Halloween show is for you as we uncover five some of the top tricks that cybercriminals, financial advisors, and financial institutions use to dupe unknowing investors into making bad decisions with their finances. Some may even be unknowingly participating in these.
You can send your questions to questions@pyaradio.com for a chance to be answered on the air.
Catch up on past episodes: http://pyaradio.com
Attend an event: http://pyaevents.com/
Liberty Group website: https://libertygroupllc.com/
Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/?month=2022-10

Monday Oct 24, 2022
The Couples Show: How to Design a Retirement That Keeps You Both Happy
Monday Oct 24, 2022
Monday Oct 24, 2022
Are you married, thinking about getting married, or happily living with your life partner? One of the most common disagreements and conflicts between couples has to do with money. If protecting your assets during these volatile times is important to you, it's important that you get some advice when it comes to your marriage and money.
The financial and investing world is intimidating. It's confusing, and people tend to freeze and do nothing or do the wrong thing—and no one wants to make a bad decision with their money. If there's one thing we know, it's that people just want to be heard and they want a plan that they can understand and implement. Does that sound familiar to you? On this episode, we're sharing how to design a retirement that keeps you both happy and walking you through the steps to get there.
You can send your questions to questions@pyaradio.com for a chance to be answered on the air.
Catch up on past episodes: http://pyaradio.com
Attend an event: http://pyaevents.com/
Liberty Group website: https://libertygroupllc.com/
Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/?month=2022-10

Monday Oct 24, 2022
Market Segment: Positive Week for the Markets
Monday Oct 24, 2022
Monday Oct 24, 2022
Last week there was finally some positive movement in the markets as all major indexes finished the week up over four percent. Does this mean that the current bear market is almost over? Find out the answers to your questions in this week's Market Recap.

Monday Oct 17, 2022
The Bear Market Quiz: Do You Know More Than an Eighth Grader?
Monday Oct 17, 2022
Monday Oct 17, 2022
With the stock market volatility this year, there’s no shortage of whispers—and shouts—that we’re in a bear market and/or recession. Inflation is on many people’s minds. What is a bear market, and what do you need to know about them? What can you do right now to protect yourself? Can you recover this late in the game? Are you still able to retire, even though your 401(k) may be down 30% or more?
This has been a very interesting year. Bonds are down over 15% year to date. The S&P and NASDAQ are in bear market territory. It's a very interesting bear, not your normal bear. And you get all these people talking about new things that are happening—and of course, that's when everyone starts to get nervous. We're doing a quiz today about what bear markets are, how long they last, and what else should you know.
Hear some facts and myths about bear markets on this episode, The Bear Market Quiz: Do You Know More Than an Eighth Grader?
Answer questions like:
- How are bear markets determined?
- Which factors are likely to cause bear markets?
- How often do bear markets occur?
- How long do they last?
You can send your questions to questions@pyaradio.com for a chance to be answered on the air.
Hands-free listening: https://libertygroupllc.com/voice/
Attend an event: http://pyaevents.com/
Liberty Group website: https://libertygroupllc.com/
Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/?month=2022-10

Monday Oct 17, 2022
Market Segment: Another Week of Significant Volatility
Monday Oct 17, 2022
Monday Oct 17, 2022
It was another volatile week for the markets, with the S&P finishing the week up and the NASDAQ and Dow both in the negative. This volatility has a lot of people rattled, so what happened and why was last Thursday such a rollercoaster? Find out what you need to be looking out for in this week's Market Recap.

Monday Oct 10, 2022
Aid & Attendance Benefits for Veterans + Three Possible Changes to RMDs
Monday Oct 10, 2022
Monday Oct 10, 2022
It's not a matter of if your health fails but when your health fails. And when it does, the people you love are the ones who pay the biggest price. It'll be your spouse and/or your kids who will have to care for you and who are left holding the bag on the medical bills that are oftentimes enough to completely wipe someone out. The Sandman has a strategy for veterans called Aid & Attendance Benefits to get additional financial assistance from the Veteran’s Administration.
Also, as if RMDs aren’t confusing enough for retirees, Congress is considering 2 new bills that could have an impact on your RMDs. Could your RMDs be affected? If you’re RMD age (which is 72 by the way) or you will be RMD age in the next 5–10 years, this show is for you.
Important changes could include:
- The age when RMDs are required to begin
- Penalties for missed RMDs
- Using QLACs to shield retirement funds from RMDs
Hands-free listening: https://libertygroupllc.com/voice/
Attend an event: http://pyaevents.com/
Liberty Group website: https://libertygroupllc.com/
Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/?month=2022-10